One App. All Your Finances.
Payments, Bills, Investments & Rewards. Everything you need to manage your money, all in one place.
Financing
Capital for every vertical
Pick your sector and apply for financing. Quick lead form, our team reaches out with structured offers from our NBFC partners.
Infrastructure
Construction & development financing
Agri
Agriculture & agri-business financing
Education
Education sector financing
Entertainment
Media & entertainment financing
Startup
Venture & growth financing
AI
AI & deep-tech financing
Commodities & Logistics
Commodities, logistics, perishables & warehouse
Pharma
Pharma, biotech & medical devices
Events
Events & live-experience financing
Message from
Our Chairman
As a seasoned expert in the financial sector and international trade, our founder, Mr. Sachin Katarnawre, recognized the critical need for bespoke international finance and business management solutions in today's rapidly evolving global marketplace.
With a proven track record of 20+ years of excellence, our dedicated team has successfully navigated the intricacies of global markets, helping businesses overcome challenges and seize opportunities in international trade, finance, and business expansion.
At United Trade Exchange, we are committed to empowering your business with cutting-edge solutions, strategic insights, and unwavering support to achieve sustainable growth and success on the global stage.
Mr. Sachin Katarnawre
Founder & Chairman
12
Services Integrated
UPI, Bills, Investments & More
5M
Daily Transactions
All Secure & Instant
2M
Active Users
Growing Daily
The App
Everything You Need, In One App
From payments to investments, food to flights — UTE brings 13 powerful features into a single seamless experience.
Transaction Activity
Active Users
84,720
Transactions Today
342,050
Transactions Today
Top Services
Rewards
Earn Real Rewards On Every Transaction
Every transaction earns you rewards. Manage all your cards, wallets, and payments from a single intuitive interface with bank-grade security.
No hidden charges. No minimum balance. Pure value creation on every action you take.
Events
Meet Us at Our Upcoming Events
Connect with UTE's community across India — summits, conclaves, and networking events designed to drive growth together.
United Asia Business Conclave: INDO-MALAYSIA
A premier international platform uniting visionaries, entrepreneurs, policymakers, investors, and industry leaders from across Asia and beyond to foster collaboration, innovation, and sustainable economic growth. The conclave spotlights transformative sectors including Infrastructure, AI, Agriculture, Education, Healthcare, Startups, and Women Empowerment — featuring keynote sessions, strategic panel discussions, cross-border networking, investment opportunities, and innovation showcases.
United Africa Business Conclave: INDO-AFRICAN
A high-powered strategic dialogue and partnership between business entities from India, ASEAN & BRICS nations. Featuring insightful keynote sessions, high-impact panel discussions, international collaborations & partnerships, prestigious business excellence awards ceremony, and global networking opportunities in Mauritius.
Event registrations and ticketing powered by United Gate One
Browse All Events & Book on UnitedGateOneReady to Unify Your Financial Life?
Stop juggling multiple apps. Join millions of Indians managing all their finances, payments, bills, and investments in one unified platform with instant rewards.
Secure • Lightning-Fast Transactions • Real Rewards • 24/7 Support
Rewards Summary
This Month
$90,000
+12.5%
UPI Payments
2M+
Active Users
12+
Services Integrated
5M+
Daily Transactions
Features
Fast, Secure, and Rewarding Payments
UPI-first checkout experience with unified payment gateway. Instant settlements and automated rewards.
Instant UPI Payments
Smart Tiffin Payments
Bills & Utilities
Wealth & Investments
Education & Loans
Instant UPI Payments
Smart Tiffin Payments
Bills & Utilities
Wealth & Investments
Education & Loans
Instant UPI Payments
Smart Tiffin Payments
Bills & Utilities
Wealth & Investments
Education & Loans
Trusted by millions across India
“UTE has simplified my entire payment workflow. One app for everything - bills, salaries, investments!”
Priya Sharma
Business Owner, Mumbai
“The education loan EMI management is seamless. Plus I earn rewards on every payment!”
Rahul Mehta
Student, Pune
“Smart Tiffin payments and bill management in one place. UTE makes my daily life so much easier!”
Anita Desai
Homemaker, Delhi
“UTE has simplified my entire payment workflow. One app for everything - bills, salaries, investments!”
Priya Sharma
Business Owner, Mumbai
“The education loan EMI management is seamless. Plus I earn rewards on every payment!”
Rahul Mehta
Student, Pune
“Smart Tiffin payments and bill management in one place. UTE makes my daily life so much easier!”
Anita Desai
Homemaker, Delhi
“UTE has simplified my entire payment workflow. One app for everything - bills, salaries, investments!”
Priya Sharma
Business Owner, Mumbai
“The education loan EMI management is seamless. Plus I earn rewards on every payment!”
Rahul Mehta
Student, Pune
“Smart Tiffin payments and bill management in one place. UTE makes my daily life so much easier!”
Anita Desai
Homemaker, Delhi
“Best mobile app I've used. The rewards system actually pays back! Highly recommend.”
Vikram Singh
Freelancer, Bangalore
“From UPI to investments, everything is instant. The security gives me peace of mind.”
Neha Patel
IT Professional, Hyderabad
“My merchants love the instant settlements. UTE has transformed how we handle payments.”
Amit Joshi
Restaurant Owner, Jaipur
“Best mobile app I've used. The rewards system actually pays back! Highly recommend.”
Vikram Singh
Freelancer, Bangalore
“From UPI to investments, everything is instant. The security gives me peace of mind.”
Neha Patel
IT Professional, Hyderabad
“My merchants love the instant settlements. UTE has transformed how we handle payments.”
Amit Joshi
Restaurant Owner, Jaipur
“Best mobile app I've used. The rewards system actually pays back! Highly recommend.”
Vikram Singh
Freelancer, Bangalore
“From UPI to investments, everything is instant. The security gives me peace of mind.”
Neha Patel
IT Professional, Hyderabad
“My merchants love the instant settlements. UTE has transformed how we handle payments.”
Amit Joshi
Restaurant Owner, Jaipur
FAQ
Frequently asked questions
Everything you need to know about United Trade Exchange. Have a question not listed? Contact our support.